By: April Lollar, APR, CCC

Another colder-than-normal winter is predicted for much of the country this year. Frigid temperatures can cause heating systems to work over time, and since heating and cooling can make up nearly half of your electric bill, you may experience sticker shock when you open that bill. Instead of waiting until after a potentially high bill is in your mailbox, be proactive. There are things you can do now to help ensure you are managing your energy use and spending less.

These simple steps can help you manage your use:

• Wrap exposed pipes and water